Decimal Technologies, one of India’s leading FinTech firms, announced the appointment of Manish Sharma as the Chief Business Officer for Saarathi, its AI-based one-of-a-kind lending marketplace, specializing in digital transformation of loan files. Manish will be spearheading the expansion of Saarathi, along with optimising the customer experience for the company’s flagship offering.
With over two decades of experience under his belt, Manish has held several leadership positions at global companies such as Microsoft, Apple, Blackberry, Genentech and Honda, in strategy, sales and business development and supply chain management. In his last role at Microsoft, he was the Senior Director, Consumer Channel Sales for South East Asia, Korea and India, managing a business of roughly a $200M revenue spread over 8 countries. Manish led a team that focused on delivering strong revenue growth, digital transformation, move to cloud and subscriptions to set up a foundation for an uninterrupted business momentum.
Prior to Microsoft, Manish was Head, Strategy and Business Development at Apple where he managed several functions and was part of India leadership team that drove multifold growth in Apple India business. Manish also comes with strong channel sales experience from his stint as the National Sales Head at Apple for iPhone and Modern trade sales and as Operations Director at Blackberry.
Speaking on Manish Sharma’s appointment, Lalit Mehta, Co-founder and CEO, Decimal Technologies, said, “I am delighted to have Manish Sharma join us as the Chief Business Officer for Saarathi at Decimal Technologies. His vast experience and knowledge of channel partner strategy, innovation and customer demand management will be valuable in developing and expanding Saarathi to serve the BFSI needs of the Indian customer. Saarathi addresses some of the most prominent issues in risk assessment, fraud detection and credit accessibility, and we are glad to have Manish lead it to make greater strides.”
Manish Sharma said, “I am glad to be a part of Decimal Technologies, a fintech committed to the digital transformation of India’s BFSI needs by taking the pulse of the customer. By leveraging emerging technologies such as Artificial Intelligence and Cloud, Decimal is poised to play a pivotal role in this sector with well thought out strategies to leverage the strength of the platform/products (Vahana and Saarathi), by partnering with channels in this digital transformation journey and enabling deep integration with banks and NBFCs. I intend to leverage my knowledge and vast experience to build strategies that benefit all the stakeholders at the company, along with bringing in new innovations, solutions and avenues to grow Saarathi.”
Launched in 2020, Saarathi aims to bridge the credit gap in India by digitizing the end-to-end loan journey and seamlessly matching the customer with the lender without any manual intervention. Manish will further expand Saarathi’s reach through his expertise of working with the partner ecosystem and accelerate its adoption to make the offline channel of loan disbursement efficient and transparent.
Manish Sharma is an engineering graduate from BITS Pilani and he completed his MBA from Pennsylvania State University in 2002.